Medibank 485 Visa Health Insurance
Explore Medibank Overseas Visitors Health Cover (OVHC) options for eligible Temporary Graduate (subclass 485) visa holders. Compare the current premium, hospital and medical benefits, waiting periods and policy details directly with Medibank before choosing cover.
Current listed from price: $72.30/month
Check the insurer for the current premium for your circumstances.
At a glance
- Health cover options for eligible temporary workers
- Hospital cover available depending on product selected
- Check medical, pharmaceutical and excess benefits
- Confirm suitability for your visa circumstances
About Medibank 485 visa health insurance
Medibank offers Overseas Workers Health Cover for eligible temporary visa holders in Australia. Its working-visa cover options can differ in hospital benefits, medical services, excesses and other limits, so compare the exact product before joining. Review waiting periods, exclusions, pharmaceutical benefits and potential out-of-pocket costs as well as the premium. Confirm the current Medibank policy details and that the selected cover is appropriate for your subclass 485 visa circumstances.
What to check before choosing Medibank
Hospital cover
Check which hospital services are included in the Medibank working-visa product and any excess, restrictions or exclusions.
Medical services
Review benefits for eligible GP, specialist and other medical services and how benefits are calculated.
Waiting periods
Check waiting periods for pre-existing conditions, pregnancy and other specified treatment before joining or switching.
Medicines & limits
Review pharmaceutical benefits, co-payments, item limits and annual limits for the exact Medibank product selected.
Ready to check Medibank?
View the insurer's current price and policy information before purchasing.
View Medibank & Get Cover →Medibank 485 insurance FAQs
Provider-specific answers to common questions about Medibank cover for Temporary Graduate visa holders.
1. Is Medibank health insurance suitable for a 485 visa?
Medibank offers overseas or working-visitor health cover options for eligible temporary visa holders. Check the exact product selected, your visa conditions and the insurer’s current policy documents before purchasing.
2. How much does Medibank 485 visa health insurance cost?
This page displays the current listed monthly price for the selected entry-level product. Your actual premium can vary by cover level, excess, household composition and other factors, so use the insurer CTA for a current quote.
3. Does Medibank 485 cover meet visa condition 8501?
Suitability depends on the exact product selected and your visa circumstances. Confirm that the product is appropriate for the health insurance condition applying to you before purchasing.
4. Does Medibank have waiting periods?
Waiting periods can apply depending on the product and treatment category, including rules for pre-existing conditions and pregnancy-related services. Review the current policy documents before relying on a benefit.
5. Can I switch to Medibank from another 485 insurer?
You can generally consider changing insurers, but coordinate the start and cancellation dates carefully and ask Medibank how previously served waiting periods will be treated.
6. Can I move from OSHC to Medibank for my 485 visa?
Graduates commonly move from OSHC to a suitable worker or visitor health cover product. Check your OSHC end date and make sure the replacement policy starts at the appropriate time so you do not create an unintended gap.
7. Does Medibank cover GP and specialist visits?
Medibank medical benefits vary by working-visa product. Check the product details for GP and specialist benefits, benefit calculations and possible out-of-pocket gaps.
8. Does Medibank cover prescription medicines?
Pharmaceutical benefits, co-payments, item limits and annual limits vary between products. Check the current policy documents for the product you are considering.
9. Can I get couple or family cover with Medibank?
Cover types and eligibility can vary. Use the insurer link to check available single, couple or family options and obtain the premium for your household.