Allianz 485 Visa Health Insurance
Explore Allianz Care Overseas Visitors Health Cover (OVHC) for eligible Temporary Graduate (subclass 485) visa holders. Compare current premiums, worker cover levels, hospital and medical benefits, waiting periods and policy terms before choosing cover.
Current listed from price: $72.50/month
Check the insurer for the current premium for your circumstances.
At a glance
- Health cover options for eligible temporary workers
- Hospital cover available depending on product selected
- Check medical, pharmaceutical and excess benefits
- Confirm suitability for your visa circumstances
About Allianz Care 485 visa health insurance
Allianz Care offers a range of OVHC Workers products for temporary workers in Australia, including eligible subclass 485 visa holders. Its workers range includes different levels of hospital and outpatient cover, so the benefits can vary materially between products. Compare the hospital services, outpatient medical benefits, excess, waiting periods, exclusions and pharmaceutical benefits for the exact Allianz Care product you are considering, and confirm its suitability for your visa circumstances before purchasing.
What to check before choosing Allianz Care
Hospital cover
Compare the hospital services included in the Allianz Care Workers product you are considering and any excess, exclusions or restrictions.
Outpatient benefits
Higher Allianz Care Workers cover levels can include outpatient medical services. Check the exact product benefits and possible gaps.
Waiting periods
Review waiting periods for pre-existing conditions, pregnancy and other specified services before joining or switching.
Product level & excess
Allianz Care offers different Workers cover levels. Compare the excess, benefits and exclusions rather than choosing on premium alone.
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View the insurer's current price and policy information before purchasing.
View Allianz Care & Get Cover →Allianz Care 485 insurance FAQs
Provider-specific answers to common questions about Allianz Care cover for Temporary Graduate visa holders.
1. Is Allianz Care health insurance suitable for a 485 visa?
Allianz Care offers overseas or working-visitor health cover options for eligible temporary visa holders. Check the exact product selected, your visa conditions and the insurer’s current policy documents before purchasing.
2. How much does Allianz Care 485 visa health insurance cost?
This page displays the current listed monthly price for the selected entry-level product. Your actual premium can vary by cover level, excess, household composition and other factors, so use the insurer CTA for a current quote.
3. Does Allianz Care 485 cover meet visa condition 8501?
Allianz Care states that eligible OVHC Workers products in its range are designed to meet the Australian Government health insurance requirement for visa holders, including subclass 485. Confirm the exact product selected and its current terms before purchasing.
4. Does Allianz Care have waiting periods?
Waiting periods can apply depending on the product and treatment category, including rules for pre-existing conditions and pregnancy-related services. Review the current policy documents before relying on a benefit.
5. Can I switch to Allianz Care from another 485 insurer?
You can generally consider changing insurers, but coordinate the start and cancellation dates carefully and ask Allianz Care how previously served waiting periods will be treated.
6. Can I move from OSHC to Allianz Care for my 485 visa?
Graduates commonly move from OSHC to a suitable worker or visitor health cover product. Check your OSHC end date and make sure the replacement policy starts at the appropriate time so you do not create an unintended gap.
7. Does Allianz Care cover GP and specialist visits?
Allianz Care outpatient medical benefits depend on the Workers cover level selected. Some higher cover levels include outpatient services, while entry-level cover can be more limited. Check the exact product details.
8. Does Allianz Care cover prescription medicines?
Pharmaceutical benefits, co-payments, item limits and annual limits vary between products. Check the current policy documents for the product you are considering.
9. Can I get couple or family cover with Allianz Care?
Cover types and eligibility can vary. Use the insurer link to check available single, couple or family options and obtain the premium for your household.