Bupa 485 Visa Health Insurance
Explore Bupa Overseas Visitors Health Cover (OVHC) options for eligible Temporary Graduate (subclass 485) visa holders. Compare the current premium, hospital and medical benefits, waiting periods and policy details directly with Bupa before choosing cover.
Current listed from price: $108.85/month
Check the insurer for the current premium for your circumstances.
At a glance
- Health cover options for eligible temporary workers
- Hospital cover available depending on product selected
- Check medical, pharmaceutical and excess benefits
- Confirm suitability for your visa circumstances
About Bupa 485 visa health insurance
Bupa offers Overseas Visitors Health Cover for eligible temporary workers and visitors in Australia. For a subclass 485 visa holder, the important step is to compare the exact Bupa product rather than relying on the provider name alone. Check the hospital services included, medical benefits, excess, waiting periods, exclusions, pharmaceutical benefits and any out-of-pocket costs. Use Bupa’s current product information and quote to confirm the cover that is appropriate for your visa and personal circumstances.
What to check before choosing Bupa
Hospital cover
Check which hospital services are included in the Bupa OVHC product and any exclusions, restrictions or excess that may apply.
Medical services
Review GP, specialist and other outpatient medical benefits for the exact Bupa product you are considering.
Waiting periods
Check waiting periods for pre-existing conditions, pregnancy and other specified treatment before purchasing.
Excess & exclusions
Compare the hospital excess, exclusions and potential out-of-pocket costs as well as the monthly premium.
Ready to check Bupa?
View the insurer's current price and policy information before purchasing.
View Bupa & Get Cover →Bupa 485 insurance FAQs
Provider-specific answers to common questions about Bupa cover for Temporary Graduate visa holders.
1. Is Bupa health insurance suitable for a 485 visa?
Bupa offers overseas or working-visitor health cover options for eligible temporary visa holders. Check the exact product selected, your visa conditions and the insurer’s current policy documents before purchasing.
2. How much does Bupa 485 visa health insurance cost?
This page displays the current listed monthly price for the selected entry-level product. Your actual premium can vary by cover level, excess, household composition and other factors, so use the insurer CTA for a current quote.
3. Does Bupa 485 cover meet visa condition 8501?
Suitability depends on the exact product selected and your visa circumstances. Confirm that the product is appropriate for the health insurance condition applying to you before purchasing.
4. Does Bupa have waiting periods?
Waiting periods can apply depending on the product and treatment category, including rules for pre-existing conditions and pregnancy-related services. Review the current policy documents before relying on a benefit.
5. Can I switch to Bupa from another 485 insurer?
You can generally consider changing insurers, but coordinate the start and cancellation dates carefully and ask Bupa how previously served waiting periods will be treated.
6. Can I move from OSHC to Bupa for my 485 visa?
Graduates commonly move from OSHC to a suitable worker or visitor health cover product. Check your OSHC end date and make sure the replacement policy starts at the appropriate time so you do not create an unintended gap.
7. Does Bupa cover GP and specialist visits?
Bupa outpatient medical benefits vary by OVHC product. Check whether the product includes GP and specialist services, how benefits are calculated and whether a gap may remain.
8. Does Bupa cover prescription medicines?
Pharmaceutical benefits, co-payments, item limits and annual limits vary between products. Check the current policy documents for the product you are considering.
9. Can I get couple or family cover with Bupa?
Cover types and eligibility can vary. Use the insurer link to check available single, couple or family options and obtain the premium for your household.