AIA 485 Visa Health Insurance
Explore AIA Health Overseas Visitors Health Cover (OVHC) options for Temporary Graduate (subclass 485) visa holders. Compare the current premium, hospital and medical benefits, waiting periods and policy details before choosing cover.
Current listed from price: $59.35/month
Check the insurer for the current premium for your circumstances.
At a glance
- Health cover options for eligible temporary workers
- Hospital cover available depending on product selected
- Check medical, pharmaceutical and excess benefits
- Confirm suitability for your visa circumstances
About AIA Health 485 visa health insurance
AIA Health offers Overseas Workers Health Cover for eligible temporary visa holders in Australia, including subclass 485 visa holders. Its workers range includes Base and Standard cover, with benefits varying by product. Depending on the cover selected, benefits can include hospital treatment, medical services and emergency ambulance. Before joining, check the current product fact sheet, waiting periods, exclusions, excesses and potential out-of-pocket costs to decide which option suits your circumstances.
What to check before choosing AIA Health
Hospital cover
Compare the hospital treatments included, restricted or excluded under the AIA Health cover you are considering, together with any applicable excess.
Medical services
Check benefits for GP, specialist, pathology and other eligible medical services. Benefits and inclusions vary by product.
Waiting periods
Check applicable waiting periods, particularly for pre-existing conditions, pregnancy and other specified treatment.
Online doctor access
AIA Health Overseas Workers Standard Cover may include eligible Doctors on Demand consultations, subject to product eligibility and annual limits.
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View the insurer's current price and policy information before purchasing.
View AIA Health & Get Cover →AIA Health 485 insurance FAQs
Provider-specific answers to common questions about AIA Health cover for Temporary Graduate visa holders.
1. Is AIA Health health insurance suitable for a 485 visa?
AIA Health offers overseas or working-visitor health cover options for eligible temporary visa holders. Check the exact product selected, your visa conditions and the insurer’s current policy documents before purchasing.
2. How much does AIA Health 485 visa health insurance cost?
This page displays the current listed monthly price for the selected entry-level product. Your actual premium can vary by cover level, excess, household composition and other factors, so use the insurer CTA for a current quote.
3. Does AIA Health 485 cover meet visa condition 8501?
AIA Health offers OVHC options for eligible working visa holders including subclass 485. Confirm that the specific product you select is appropriate for the health insurance condition applying to your visa and check the current policy documents before purchasing.
4. Does AIA Health have waiting periods?
Waiting periods can apply depending on the product and treatment category, including rules for pre-existing conditions and pregnancy-related services. Review the current policy documents before relying on a benefit.
5. Can I switch to AIA Health from another 485 insurer?
You can generally consider changing insurers, but coordinate the start and cancellation dates carefully and ask AIA Health how previously served waiting periods will be treated.
6. Can I move from OSHC to AIA Health for my 485 visa?
Graduates commonly move from OSHC to a suitable worker or visitor health cover product. Check your OSHC end date and make sure the replacement policy starts at the appropriate time so you do not create an unintended gap.
7. Does AIA Health cover GP and specialist visits?
AIA Health medical benefits vary by product. Overseas Workers Standard Cover can include outpatient medical benefits and eligible online doctor consultations. Check the current product limits and possible out-of-pocket costs.
8. Does AIA Health cover prescription medicines?
Pharmaceutical benefits, co-payments, item limits and annual limits vary between products. Check the current policy documents for the product you are considering.
9. Can I get couple or family cover with AIA Health?
Cover types and eligibility can vary. Use the insurer link to check available single, couple or family options and obtain the premium for your household.