nib 485 Visa Health Insurance
Explore nib Working Visitors Health Cover options for eligible Temporary Graduate (subclass 485) visa holders. Compare the current premium, hospital and medical benefits, waiting periods and policy details directly with nib before choosing cover.
Current listed from price: $64.57/month
Check the insurer for the current premium for your circumstances.
At a glance
- Health cover options for eligible temporary workers
- Hospital cover available depending on product selected
- Check medical, pharmaceutical and excess benefits
- Confirm suitability for your visa circumstances
About nib 485 visa health insurance
nib offers Working Visitors Health Cover for eligible temporary visa holders in Australia, including people moving from student cover to a working-visa health policy. Benefits vary by the nib product selected, so compare hospital cover, medical benefits, excesses, waiting periods, exclusions and pharmaceutical limits rather than premium alone. Check nib’s current policy documents and quote, and confirm that the exact cover you choose is appropriate for your subclass 485 visa circumstances.
What to check before choosing nib
Hospital cover
Check the hospital services included in the nib Working Visitors product and any excess, exclusions or restrictions.
Medical services
Review GP, specialist and other eligible medical benefits and whether an out-of-pocket gap may remain.
Waiting periods
Check waiting periods for pre-existing conditions, pregnancy and other specified treatment before purchasing.
Excess & benefit limits
Compare the excess, policy limits and exclusions for the nib product, not just the starting premium.
Ready to check nib?
View the insurer's current price and policy information before purchasing.
View nib & Get Cover →nib 485 insurance FAQs
Provider-specific answers to common questions about nib cover for Temporary Graduate visa holders.
1. Is nib health insurance suitable for a 485 visa?
nib offers overseas or working-visitor health cover options for eligible temporary visa holders. Check the exact product selected, your visa conditions and the insurer’s current policy documents before purchasing.
2. How much does nib 485 visa health insurance cost?
This page displays the current listed monthly price for the selected entry-level product. Your actual premium can vary by cover level, excess, household composition and other factors, so use the insurer CTA for a current quote.
3. Does nib 485 cover meet visa condition 8501?
Suitability depends on the exact product selected and your visa circumstances. Confirm that the product is appropriate for the health insurance condition applying to you before purchasing.
4. Does nib have waiting periods?
Waiting periods can apply depending on the product and treatment category, including rules for pre-existing conditions and pregnancy-related services. Review the current policy documents before relying on a benefit.
5. Can I switch to nib from another 485 insurer?
You can generally consider changing insurers, but coordinate the start and cancellation dates carefully and ask nib how previously served waiting periods will be treated.
6. Can I move from OSHC to nib for my 485 visa?
Graduates commonly move from OSHC to a suitable worker or visitor health cover product. Check your OSHC end date and make sure the replacement policy starts at the appropriate time so you do not create an unintended gap.
7. Does nib cover GP and specialist visits?
nib medical benefits vary by Working Visitors product. Check whether the cover includes GP and specialist services, applicable limits and any potential out-of-pocket gap.
8. Does nib cover prescription medicines?
Pharmaceutical benefits, co-payments, item limits and annual limits vary between products. Check the current policy documents for the product you are considering.
9. Can I get couple or family cover with nib?
Cover types and eligibility can vary. Use the insurer link to check available single, couple or family options and obtain the premium for your household.